Dog surfing on a wave
πŸ„ For Dogs Who Ride the Waves

They catch waves, not breaks.
Their insurance should keep up.

Surfing, swimming, beach runs, outdoor adventuresβ€”your fearless pup faces more risks than a couch potato. Make sure they're covered.

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βœ”Any vet in the US
βœ”Claims handled in seconds
βœ”From $10/month
4.9β˜…
App Store rating
~50%
Claims handled instantly
90%
Of vet bills covered
Any
Licensed US vet

Adventure comes with risks

Active dogs face injuries that can cost thousands. Here's what you could be looking at without insurance:

🦴

ACL/CCL tear

$3,000–$6,000

Common in active dogs

🩹

Broken bone

$1,500–$4,000

Falls, jumps, rough play

πŸ’§

Water aspiration

$1,000–$3,000

From swimming accidents

🐍

Snake bite

$2,000–$5,000

Hiking encounters

Lemonade covers up to 90% of vet bills for accidents and illnesses.

See What You'd Pay

Coverage built for active dogs

Everything an adventurous pup might need

Dogs jumping into water

🩹 Accidents

  • βœ“Broken bones & fractures
  • βœ“Torn ligaments (ACL/CCL)
  • βœ“Cuts, bites & lacerations
  • βœ“Sprains & strains
  • βœ“Foreign object ingestion
  • βœ“Heatstroke & hypothermia

πŸ’Š Illnesses

  • βœ“Tick-borne diseases (Lyme, etc.)
  • βœ“Ear infections
  • βœ“Skin allergies & hot spots
  • βœ“Digestive issues
  • βœ“Respiratory infections
  • βœ“Cancer treatment

🎁 Optional wellness add-on available

Vaccinations, flea/tick prevention, annual checkups & more

How it works

1

Get a quote

Tell us about your dog. Save up to 90% on vet bills.

2

Customize

Pick your deductible, reimbursement rate & limits.

3

Visit any vet

Go on adventures. See any licensed vet when needed.

4

Get reimbursed

Submit claims in-app. Get reimbursed in seconds to days.

What adventure dog parents say

β˜…β˜…β˜…β˜…β˜…

β€œMy lab tore his ACL on a hike. $4,200 surgery billβ€”Lemonade covered $3,780. Claim was approved in 2 days.”

Mike R.

Owner of Bear, 4yo Lab

β˜…β˜…β˜…β˜…β˜…

β€œLuna got stung by a bee at the dog park and had an allergic reaction. Emergency vet visit was $800. Got reimbursed instantly!”

Sarah T.

Owner of Luna, 2yo Golden

β˜…β˜…β˜…β˜…β˜…

β€œBest investment for my active pup. He's always getting into something. Peace of mind knowing he's covered.”

James K.

Owner of Scout, 3yo Aussie

Questions about coverage

Everything active dog owners need to know

They're always ready for the next adventure.

Make sure you're ready too. Get covered: Save Up to 90% on Vet Bills.

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