💰 Plans starting around $10/month

Affordable pet insurance that fits your budget

You choose your price. Adjust your deductible, reimbursement rate, and coverage limit to find the perfect balance of protection and affordability.

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Free quote • No credit card required • Cancel anytime

Happy cat
~$35/mo
Average for dogs
~$20/mo
Average for cats
70-90%
Of vet bills covered

You control what you pay

Mix and match these options to find the right balance of coverage and cost for your family

🎯

Annual Deductible

What you pay before coverage kicks in

$100Higher premium
$250Popular choice
$500–$750Lower premium
💵

Reimbursement Rate

% of eligible bills Lemonade pays

70%Budget-friendly
80%Most popular
90%Max coverage
📊

Annual Limit

Max Lemonade pays per year

$5,000Basic
$20,000–$50,000Recommended
$100,000Premium

Big protection included in every plan

No matter which options you choose, your base plan covers accidents AND illnesses — not just one or the other.

FeatureIncluded
Accidents (injuries, emergencies)
Illnesses (cancer, diabetes, infections)
Hereditary conditions (hip dysplasia)
Diagnostics (X-rays, MRI, blood tests)
Surgery & hospitalization
Prescription medications
Emergency care & specialists
Any licensed vet in the US

Optional add-ons

Boost your coverage for a few extra dollars/month:

+
Vet visit fees$1.89+/mo

Covers exam fees (usually $50-$100)

+
Dental illness$4+/mo

Extractions, root canals, gum disease

+
Physical therapy$3+/mo

Rehab, hydrotherapy, acupuncture

+
Behavioral conditions$2+/mo

Anxiety, aggression treatment

+
Preventive care$10+/mo

Vaccines, wellness exams, flea meds

See how the math works

Real example: Your dog needs a $3,000 surgery

❌ Without insurance

Surgery bill$3,000
You pay$3,000

✓ With Lemonade (80%, $250 ded.)

Surgery bill$3,000
Your deductible-$250
Lemonade pays (80%)-$2,200
You pay$550

You save $2,450 on this single claim 💰

Pricing & plan questions

Everything you need to know about costs and coverage options

See your personalized price in 90 seconds

No commitment, no credit card, no phone calls. Just enter your pet's info and see what you'd pay.

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Average: $35/mo for dogs • $20/mo for cats